Salary Sacrifice Cars: Browse Every EV, See What You'd Pay
Every electric car available through salary sacrifice, in one place.
Filter by budget, body type, range or brand, see a real monthly price for your tax band, and get an instant quote on any model. More than 100 new and used EVs - with insurance, servicing, breakdown and road tax bundled into a single payment taken from your gross salary.
Popular Right Now
Why salary sacrifice beats the alternatives
Salary sacrifice isn't just a cheaper lease - it's a different mechanism. The car comes out of your gross salary, so you save Income Tax and National Insurance before you pay a penny, and on an EV the Benefit-in-Kind charge is just 4% in 2026/27. That's why the same car is typically 20–50% cheaper this way than a personal lease, and why it usually beats PCP and a traditional company car too.
| Salary sacrifice (this scheme) | Personal lease / PCP | Traditional company car | |
|---|---|---|---|
| Paid from | Gross salary (pre-tax) | Net salary (post-tax) | Employer benefit |
| Tax on an EV | 4% BIK only | None, but paid from taxed income | Same BIK, employer bears cost |
| Typical cost vs personal lease | 20–50% lower | Baseline | Varies |
| What's included | Insurance, servicing, MOT, breakdown, road tax | Usually lease only | Lease + maintenance; insurance often separate |
| Who picks the car | You | You | Employer / fleet list |
Want the full mechanics? See how salary sacrifice works and the salary sacrifice vs leasing guide.
What you'd actually pay through EV salary sacrifice
Basic-rate example - Renault 5 E-Tech, £40,000 salary (2026/27)
| Item | Amount |
|---|---|
| List price (P11D) | £24,000 |
| Gross monthly sacrifice (inc VAT) | £229 |
| Income Tax saving (20%) | −£46 |
| NI saving (8%) | −£18 |
| BIK tax (4%) | +£16 |
| Net monthly cost | £181 |
| Equivalent personal lease | £315 |
| Saving | £134/mo (~43%) |
Higher-rate example - BMW 530e (qualifying PHEV, 8% band), £80,000 salary (2026/27)
| Item | Amount |
|---|---|
| List price (P11D) | £55,000 |
| Gross monthly sacrifice (inc VAT) | £580 |
| Income Tax saving (40%) | −£232 |
| NI saving (2%) | −£12 |
| BIK tax (8%) | +£147 |
| Net monthly cost | £483 |
| Equivalent personal lease | £700 |
| Saving | £217/mo (~31%) |
Figures illustrative, 2026/27 England.
Your saving depends on salary, car, term and mileage. Run your own numbers → salary sacrifice calculator
Why choose The Electric Car Scheme
Live multi-funder pricing. We run a tender across multiple lease funders on every quote — typically 5–15% cheaper than single-funder providers on the same car.
100+ models, new and used, one platform. Used EVs delivered in ~14 days vs the 8–16 week wait on new builds.
Complete Employer Protection from Day 1. No 3-month exclusion, no excess — resignation, redundancy, long-term illness, parental leave and accidental damage all covered from the day the lease starts.
Charging bundled in. Add home, workplace and public charging via The Charge Scheme.
Proven. Best Salary Sacrifice Broker 2026 (Broker News Awards), 5★ on Trustpilot, trusted by Holland & Barrett, Leeds Bradford Airport, Millwall FC, TopCashback and Time Out Group. £0 employer set-up.
Frequently Asked Questions
-
Most employees save 20–50% versus the cost of a comparable personal lease. The exact figure depends on salary, car choice, and tax band. A basic-rate (20%) taxpayer leasing a £24,000 electric car typically saves around 40%; a higher-rate (40%) taxpayer can save more on a higher-spec car because Income Tax savings outweigh the additional Benefit-in-Kind charge. The salary sacrifice calculator gives a personalised figure against any car.
-
Eligibility is set by the employer, but the scheme is open to most UK employees on PAYE. Three conditions need to hold: the employer must offer the scheme; the deduction can't take gross pay below the National Living Wage (£12.71 per hour for workers aged 21 and over from April 2026); and the employee usually needs a permanent contract, or a fixed-term contract that runs longer than the lease term.
-
If you leave your employer during the lease term, the salary sacrifice deductions stop and the vehicle is typically returned. Through The Electric Car Scheme, employees and employers are covered by Complete Employer Protection from Day 1 — no exclusion period, no excess. This means neither party faces unexpected early termination costs in the most common circumstances, including resignation, redundancy, long-term illness, and parental leave.
-
Salary sacrifice is technically possible for any car, but the Benefit-in-Kind math means it rarely makes sense for petrol or diesel. A petrol or diesel company car typically attracts 25–37% BIK in 2026/27 against 4% for an electric one. The taxable benefit on a £35,000 petrol car can reach £10,500 a year — enough to wipe out most of the gross-pay saving the scheme creates. Some generalist providers offer the wider vehicle range; for anything that qualifies for low BIK, specialist providers deliver better value.
-
Yes, if it's a qualifying plug-in hybrid emitting 75 g/km CO₂ or less. Qualifying PHEVs attract Benefit-in-Kind rates of 6–17% in 2026/27 depending on zero-emission electric range — meaningfully lower than 25–37% on a petrol car. Non-PHEV hybrids and mild hybrids don't qualify because their BIK rates sit closer to petrol. The strongest PHEV economics live in the 1–50 g/km band, where most modern qualifying PHEVs sit.
-
Yes. The Electric Car Scheme offers used electric cars on salary sacrifice with delivery typically within 14 days of order — much faster than the 8–16 weeks common on new builds. Used EV monthly costs are usually around a third lower than the equivalent new car because used EV values have fallen sharply across 2024–2025. For employees on entry-level salaries or anyone where monthly cost is the binding constraint, used is often the cheapest entry point.
-
Most salary sacrifice car leases run 24, 36, or 48 months. The 36-month (3-year) term is the most common because it balances total cost against vehicle depreciation. Mileage allowances are set at order — typically 8,000, 10,000, or 15,000 miles per year — and excess mileage is charged at the end of the lease. The scheme runs for the full term unless the employee leaves their job, in which case Complete Employer Protection covers most early termination scenarios.