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Select Car Leasing is one of the UK’s largest independent vehicle leasing brokers, and it offers EV salary sacrifice through its employer-facing division, Select Fleet Solutions. If you are already leasing through Select, or you have been quoted by them, the question is usually whether a leasing broker gives you what you need, or whether a dedicated salary sacrifice provider gives you more.
This guide sets out what Select’s scheme includes, what their published terms do and do not cover, the questions to put to them before signing, and how other EV salary sacrifice providers compare.
What Does Select Car Leasing Offer for Salary Sacrifice?
Select Car Leasing trades as Select Contracts UK (Limited) and operates as a credit broker rather than a lender, sourcing vehicles from third-party funders. Salary sacrifice sits within Select Fleet Solutions, the employer-facing division it relaunched in 2021 alongside fleet audits, fleet management and grey fleet services. The scheme is free to set up and, like every salary sacrifice arrangement, is limited to employees paid through PAYE.
| Legal entity | Select Contracts (UK) Limited, company number 06569098 |
|---|---|
| Regulation | FCA firm reference 670832. Credit broker, not a lender or insurance provider |
| Memberships | BVRLA member 1846 |
| Salary sacrifice brand | Select Fleet Solutions |
| Funding model | Broker, sourcing from third-party funders |
| Vehicles | Fully electric from any manufacturer, plus plug-in hybrids. New only |
| Monthly payment | Fixed, bundling maintenance. Their pricing note states quoted costs exclude vehicle insurance and early termination protection |
| Charging | Partner arrangements with E.ON Next for a charger discount and EV tariffs, and Rightcharge for home and workplace installation. Neither is salary sacrificed |
| Fleet platform | ODO Drive Software |
| Setup cost | None |
| Eligibility | PAYE employees only |
Correct as of 12 August 2026, taken from Select's own published pages. Terms change, so confirm the current position directly with Select. Select can flag anything out of date to marketing@electriccarscheme.com.
How Select's Salary Sacrifice Scheme Works
Employees give up an agreed amount of gross salary and receive a car in return, paying Benefit-in-Kind on the vehicle instead of Income Tax and National Insurance on that portion of salary. The employer holds the lease. Select sources the vehicle from a third-party funder and bundles maintenance into a fixed monthly figure.
Two things sit outside that figure on Select's own pricing note: vehicle insurance and early termination protection. If an employee leaves before the lease ends, the employer holds the contract, so what happens next depends entirely on the protection terms. Select's site states that the scheme can include protection cover and that it costs nothing, while their pricing note excludes it from quoted monthly costs. The published position is not consistent, so get it in writing.
Select also confirms the employee can hand the car back to the employer, who can then either reallocate it to another employee under a new arrangement or return it to the funder. Reallocation is a genuine mitigation and worth asking about.
Select Fleet Solutions Explained
Select Car Leasing is the parent business, focused on personal and business contract hire. Select Fleet Solutions is the division that handles employer-facing services, including salary sacrifice, fleet management, audits and grey fleet. Both sit within the same company. Salary sacrifice is one service within a wider fleet offering rather than the whole proposition.
That is a description, not a criticism. It matters only because it shapes where the depth sits, and it is the reason the questions below are worth asking.
Who Select Car Leasing Suits
Select is a sound choice if you already lease cars or vans through them and want salary sacrifice managed by the same account team. It works if your workforce is happy with new electric cars and plug-in hybrids, and it suits employers who want fleet audits, grey fleet support and salary sacrifice from one supplier. Their leasing operation is large and long-established, and vehicle choice is not restricted to selected manufacturers.
It is less likely to suit you if you need used EVs to open the scheme to employees on lower salaries, if you want charging costs inside the salary sacrifice arrangement, or if you need employer protection terms stated in writing before you go to a decision.
What Select Car Leasing Does Not Publish
We could not find the following on Select's website. That does not mean the answers are unfavourable, only that you should ask before signing:
Whether early termination protection applies from the start of the agreement or after a qualifying period
Which leaver events the protection covers, and whether dismissal is included
What the protection costs, and who underwrites it
Whether any excess applies to a claim
Whether there is a limit on how many vehicles can be returned early
Which funders they source from
The minimum company size for a salary sacrifice scheme
Ask for the answers in writing. Any provider should be able to give them in a single email.
Select Car Leasing vs The Electric Car Scheme
The distinction between a leasing company offering salary sacrifice alongside its main business and a dedicated EV salary sacrifice specialist has real consequences for employers, across pricing, protection, vehicle access, and charging support. The mechanics of how salary sacrifice works make these differences easier to evaluate in practice.
| Select Car Leasing | The Electric Car Scheme | |
|---|---|---|
| Provider type | Vehicle leasing broker. Salary sacrifice runs through Select Fleet Solutions alongside fleet management, audits and grey fleet | EV salary sacrifice specialist |
| Employer protection | ||
| Cover for life events | Not consistently published | From day 1Parental leave, long-term sickness, loss of licence, death |
| Cover for resignation, redundancy and dismissal | Not consistently publishedSelect's pricing note excludes early termination protection from quoted costs; its salary sacrifice page says the scheme can include cover at no cost | From day 1 |
| Excess, qualifying period and cap | Not published | No excess, no qualifying period, no cap on the number of early returns |
| Employee life event support | Not published | 8 household events coveredIncludes a partner's redundancy, sickness or death, and an involuntary fall in household income |
| Reallocating a returned car | The employer can reallocate the car to another employee under a new arrangement, or return it to the funder | Available, and not required to avoid a termination cost |
| Vehicles | ||
| New electric cars | Yes, from any manufacturer | Yes |
| Used electric cars | No, the salary sacrifice range is new only | YesDelivery in as little as 14 days |
| Hybrids | Plug-in hybrids | Yes, on selected models |
| Electric Car Grant | Applied automatically to eligible new cars | Applied automatically to eligible new cars |
| Charging | ||
| Salary sacrifice on charging costs | NoCharging is paid for out of net income | Yes, through The Charge SchemeHome, workplace and public charging on any network, based on actual usage |
| Charging support | Partner arrangements: E.ON Next for a charger discount and EV tariffs, Rightcharge for home and workplace installation | Charger and installation available alongside the scheme |
| Pricing and scheme admin | ||
| Vehicle sourcing | Broker, sourcing from third-party funders. Funder panel not published | Broker, quoting across multiple funders in the UK leasing market |
| Included in the monthly payment | Maintenance. Quoted costs exclude vehicle insurance and early termination protection | Insurance, servicing, maintenance and breakdown cover |
| Setup cost for the employer | None | None |
| Eligibility | PAYE employees only | PAYE employees only |
Swipe the table sideways to see both columns.
Select entries taken from Select's own published pages, checked 12 August 2026. A yellow underline marks a term Select does not publish, so ask for it in writing rather than assuming it is excluded. Benefit-in-Kind is set by HMRC and is the same whichever provider you choose: 4% in 2026/27, rising to 9% by 2029/30 and 10% in 2030/31, so advertised savings percentages are not a point of difference. Terms change, so confirm the current position directly with Select. Select can flag anything out of date to marketing@electriccarscheme.com.
Employer Protection compared
Employer protection covers the business against the cost of ending a lease early when an employee leaves. It is not cover for vehicle damage, which is handled through the insurance and the fair wear and tear standard.
The Electric Car Scheme includes Complete Employer Protection as standard from day one, covering resignation, redundancy, dismissal, parental leave, long-term sickness, loss of licence and death, with no excess, no qualifying period and no cap on the number of early returns. Employee Life Event Support extends cover to the employee, so they can return the car without penalty if circumstances change in their household.
Select's published position on protection is not consistent, as set out above. The practical difference for a finance team is not which provider is better in the abstract, it is whether you can put a number on your exposure before you sign. With published day-one terms you can. Without them you cannot.
Vehicle choice and used EVs compared
Select offers fully electric cars from any manufacturer plus plug-in hybrids, all new. The Electric Car Scheme offers new and used electric and hybrid cars, sourced across the UK leasing market, with used vehicles available in as little as 14 days.
Used vehicles matter for uptake rather than for choice. A used EV brings the monthly cost down to a level where employees on lower salaries can participate without breaching the minimum wage floor. If the scheme is only viable for higher earners, take-up stays concentrated at the top of the payroll.
Note that the Electric Car Grant applies to eligible new cars only, so the two points pull in opposite directions and both are worth modelling.
Charging Compared
Select offers charging through partners: E.ON Next for a charger discount and EV tariffs, and Rightcharge for home and workplace installation. Both are discounts. Employees pay for charging out of net, post-tax pay.
The Electric Car Scheme offers The Charge Scheme, a salary sacrifice arrangement covering home, workplace and public charging on any network. Because the deduction comes from gross salary, the saving applies to charging spend itself rather than to the price of a charger.
The distinction is between a one-off discount and a recurring pre-tax saving that runs for the length of the lease.
Pricing and Funder Access Compared
Both providers are brokers rather than lenders. The variable is how many funders each can quote against, because the lease rate is the only part of an employee's monthly figure that changes between providers. Income Tax, National Insurance and Benefit-in-Kind savings are set by HMRC and are identical whoever runs the scheme.
That is why advertised savings percentages are not a useful comparison. A provider quoting "up to 50%" and one quoting "up to 40%" are describing the same tax mechanism across different tax bands.
The only reliable test is a like-for-like quote: same vehicle, same term, same annual mileage, same tax band, compared on net monthly cost after Benefit-in-Kind. Ask every provider on your shortlist for one.
Key Takeaways
Complete Employer Protection applies from day one, with no exclusion period, excess or cap
Funder access affects the lease cost; tax savings are identical across providers
Charging through salary sacrifice is taxed differently to a partner discount
Ask every provider for like-for-like quotes and written protection terms
What To Look For When Evaluating A Provider
Choosing between providers on price alone misses the variables that determine whether a scheme actually delivers for your organisation. Several factors carry equal or greater weight than headline monthly cost when setting up an EV salary sacrifice scheme.
Employer Protection Terms
This should be your first checkpoint. Ask directly: does protection apply from the contract start date, or is there a qualifying period? Which leaver events are covered, and are there any excesses or caps? Is the protection included in the quoted monthly figure, or priced separately?
Any gap between contract start and protection activation creates liability exposure that most employers don’t anticipate until a claim arises. A provider that can’t answer this question clearly is a risk in itself. Understanding your obligations around salary sacrifice early termination is equally important, particularly if employee turnover is a consideration.
Vehicle Sourcing Breadth and Speed
A provider’s range of makes, models, and price points, and their turnaround time on used vehicles, directly affects whether employees can find a vehicle at a cost that makes participation worthwhile.
There are several things to consider with EV salary sacrifice beyond headline pricing, including how quickly delivery can be arranged and what happens if an employee’s preferred vehicle isn’t available. Schemes with access to used EVs typically see stronger uptake because they open participation to employees on lower salaries. Select’s salary sacrifice range covers new EVs and plug-in hybrids across all manufacturers, but does not include used vehicles.
Pricing Model Transparency
Ask whether the provider sources from multiple funders or through a proprietary network, and whether they can demonstrate how their pricing compares to the wider market. This is a question any credible specialist should be able to answer directly. If a provider offers a price match guarantee, ask what it covers and how a claim is evidenced.
The difference in monthly cost may appear small per employee, but across a scheme of meaningful size, and over a three-year lease term, it compounds significantly. National Insurance savings through salary sacrifice are fixed by the tax structure; the lease cost is not.
Charging Integration
For employers with a dispersed or hybrid workforce, charging integration should feature in any evaluation. Employees without access to workplace charging need a home installation solution; a provider that handles this through the same arrangement reduces friction and improves the total cost picture.
The Workplace Charging Scheme can also reduce installation costs for employers adding on-site infrastructure, and it's worth checking whether your chosen provider actively supports employees in accessing this.
Trust Signals
Trustpilot ratings, industry awards, and a recognisable customer portfolio all indicate whether a provider's service quality holds up at scale. These signals become particularly relevant when assessing newer or less-established providers whose track record is limited.
The Electric Car Scheme holds a 4.9-star Trustpilot rating and counts organisations including JustEat, Bloom & Wild, Holland & Barrett, Leeds Bradford Airport, and Millwall FC among its customers. Independent validation through the employee benefits landscape also helps contextualise where EV salary sacrifice sits within a broader benefits strategy.
Key Takeaways
Confirm employer protection applies from day one, with no qualifying period, and check whether it is included in the quote price
Request like-for-like quotes on the same vehicle, term and mileage from each provider
Charging integration reduces admin and improves total employee savings
Trustpilot ratings and awards provide independent validation of service quality
How Key EV Salary Sacrifice Providers Compare
Several providers operate in the UK EV salary sacrifice market, ranging from dedicated specialists to leasing brokers and fleet management platforms. Here's how the main options stack up.
The Electric Car Scheme
The Electric Car Scheme is a dedicated EV salary sacrifice specialist, and the entire business is built around helping employers set up and run salary sacrifice schemes. Vehicles are sourced through a multi-funder engine covering the UK leasing market, and Complete Employer Protection applies to early termination costs from day one, with no exclusion period, no excess and no cap on the number of terminations.
Charging is integrated through The Charge Scheme, giving employees access to salary sacrifice on their charging and home charger costs. The platform carries a 4.9 star Trustpilot rating and holds multiple industry awards, including Best Salary Sacrifice Broker 2026 (Broker News) and EV Salary Sacrifice Provider of the Year (SME News 2026).
Set up costs nothing to employers, HMRC have set EV company car BiK rates through to 2030/31, giving employers and employees visibility of the tax position across a full lease term, and the scheme is available to businesses of all sizes, including EV salary sacrifice for small business and enterprise organisations.
Octopus EV
Octopus EV bundles vehicle salary sacrifice with its energy tariffs, which can appeal to employers already using Octopus Energy across their sites. The integrated energy and transport offering suits organisations looking to consolidate suppliers. Octopus EV applies a three-month qualifying period for employment-change events such as resignation, redundancy and dismissal. Protection for qualifying life events, including long-term sickness, parental leave and medical loss of licence, applies from the start of the lease. Employers carry the exposure on employment-change events during the first three months, and can mitigate it by novating the vehicle to another employee.
Tusker
Tusker is one of the UK's longest-established salary sacrifice providers and is part of Lloyds Banking Group. It works with over half of NHS Trusts and more than 150 councils alongside large private sector employers, and delivered more than 40,000 cars in 2025. The offering covers new and used EVs, as well as petrol, diesel and hybrid vehicles. Tusker's Lifestyle Protection applies once a car has been on the road for more than three months, and on Tusker's published position that qualifying period covers long-term sickness as well as leaver events. Parental leave cover is capped at £500 a month. Tusker suits employers who want a single large incumbent with deep public sector experience.
Loveelectric
Loveelectric was acquired by Perkbox in December 2025 and operates through a broker model, providing access to multiple vehicle sources. The integration with Perkbox's employee benefits platform appeals to organisations already using that ecosystem, and it's worth reviewing how it fits within your wider employee value proposition.
Loveelectric’s Zero Risk Guarantee has been included as standard from day one for all clients since February 2026, covering resignation, redundancy and dismissal, and loveelectric describes it as cost-neutral for employers. Two conditions are published in its own terms: parental leave is covered after three months rather than from day one, and a vehicle falls outside the guarantee if the employer’s attrition rate exceeds 15% before that vehicle’s start date. Employees who end a lease early pay a Commitment Fee, typically one month’s lease cost.
Zenith
Zenith is an enterprise-scale fleet management platform with advanced telematics, reporting tools, and an established market presence. It's a credible option for large organisations running complex mixed fleets that need sophisticated management capability alongside salary sacrifice. For straightforward salary sacrifice schemes - particularly in SMEs - the platform's scope, cost structure, and setup complexity tend to go beyond what's needed.
Fleet Evolution
Fleet Evolution has long-standing market experience in the EV salary sacrifice space and brings operational credibility built over many years. Fleet Evolution operates at smaller scale than the largest platforms, so employers should confirm current vehicle availability and portal capability directly.
Key Takeaways
The Electric Car Scheme applies Complete Employer Protection from day one, with no exclusion period, excess or cap
Octopus EV and Tusker both apply qualifying periods on employment-change events
Loveelectric's offers standard early termination protection plus an optional day-one guarantee
Zenith suits complex enterprise fleets rather than straightforward salary sacrifice
EV Salary Sacrifice Provider Comparison Table
| Provider | Employer protection | Employee life event support | Vehicle range | Charging | ||
|---|---|---|---|---|---|---|
| Life events | Resignation, redundancy, dismissal | Limit on early returns | ||||
| The Electric Car Scheme | From day 1 | From day 1No excess, no exclusion period | No cap | 8 household events coveredSee Part 2 | New and used EVs and hybrids, multi-funder | Salary sacrificed on actual usageHome, workplace and public, any network |
| Select Car Leasing | Not consistently published | Not consistently publishedPricing note excludes the cover; salary sacrifice page says the scheme can include it at no cost | Not published | Not published | New EVs and plug-in hybrids, no used | Partner discount, not salary sacrificedE.ON Next and Rightcharge |
| Octopus EV | From day 1 | After 3 monthsUncovered return costs 50% of remaining finance rentals | 10 cars a year or 10% of fleet, whichever is greater | Partner death onlySee Part 2 | New and Nearly New used EVs | £400 one-off credit, not salary sacrificed |
| Tusker | After 3 months | After 3 monthsDismissal cover not published | Not published | Not publishedSee Part 2 | New and pre-loved used, all fuel types | None published |
| Loveelectric | From day 1Parental leave after 3 months | From day 1Employee pays a Commitment Fee, around 1 month's lease cost | No limit, but a vehicle is excluded if attrition exceeds 15% before its start date | Not publishedSee Part 2 | New and used EVs, reloved | Salary sacrificed on a pre-agreed allowance |
| Zenith | Terms not published | Terms not published | Not published | Not published | New and used, all fuel types | None published |
| Fleet Evolution | From day 1 | From day 1Includes resignation | Not published | Not published | New and used EVs | Workplace charger at 5 leases, not salary sacrificed |
| Event in the employee's household | The Electric Car Scheme | Octopus EV | Tusker | Loveelectric |
|---|---|---|---|---|
| Partner made redundant | Covered | Not published | Not published | Not published |
| Partner takes family-friendly leave | Covered | Not publishedCovers the driver's own parental leave | Not publishedCovers the driver's own parental leave, capped at £500 a month | Not publishedCovers the driver's own parental leave after 3 months |
| Partner on long-term sickness | Covered | Not publishedCovers the driver's own long-term sickness | Not publishedCovers the driver's own long-term sickness | Not publishedCovers the driver's own long-term sickness |
| Death of a partner | Covered | CoveredOctopus publishes day-one cover for death of the driver, spouse or partner | Not published | Not publishedPublishes "death by any reason" without naming whose |
| Partner dismissed | Covered | Not published | Not published | Not published |
| Household income falls by 20% or more, involuntarily | Covered | Not published | Not published | Not published |
| Intra-company transfer abroad | Covered | Not published | Not published | Not published |
| Divorce or dissolution of a civil partnership | Covered | Not published | Not published | Not published |
Swipe either table sideways to see every column.
Each cell reflects what the provider publishes on its own website, except where marked, checked 12 August 2026: Select Car Leasing, Octopus EV, Tusker, loveelectric. Zenith and Fleet Evolution entries are pending a source check. A yellow underline marks a term the provider does not publish, so ask for it in writing rather than assuming it is excluded. Setup is free to the employer with every provider listed except Zenith, which prices custom. Benefit-in-Kind is set by HMRC and is the same whichever provider you choose: 4% in 2026/27, rising to 9% by 2029/30 and 10% in 2030/31. The Electric Car Grant applies to eligible new cars under £37,000 through every provider listed and is applied automatically. Terms change, so confirm the current position with each provider. Listed providers can flag anything out of date to marketing@electriccarscheme.com.
Why there is no savings percentage column Advertised savings of up to 40%, 50% or 60% are set by Income Tax, National Insurance and Benefit-in-Kind rates, not by the provider, so they are the same whoever runs the scheme. A wider advertised range usually means a provider is quoting across more tax bands. Compare on net monthly cost after Benefit-in-Kind for the same vehicle, term, mileage and tax band.
Why Does Provider Specialisation Matter?
A business built entirely around EV salary sacrifice develops a depth of compliance knowledge, scheme design expertise, and pricing capability that a general leasing company treating salary sacrifice as a side product can't replicate. This specialisation compounds across several areas that directly affect your organisation's outcomes. Knowing what salary sacrifice is is a good place to start - but the provider you choose shapes how much of the theoretical benefit your employees and your business actually realise.
Pricing
Multi-funder sourcing produces consistently competitive monthly costs because vehicles are exposed to genuine market competition at the point of sourcing. When a provider sources exclusively through a single funder or a restricted panel, the pricing you see reflects what that network has negotiated internally.
Over the course of a three-year scheme with multiple employees, the cumulative difference in monthly costs can be substantial. NI savings through salary sacrifice are fixed by the tax structure, but the underlying lease cost is not - and specialist sourcing consistently produces better rates. How EVs save employers money goes beyond the NI savings alone; lease cost competitiveness is a meaningful part of the total picture.
Employer Protection
Day-one employer protection isn't a premium feature; it's a baseline that specialist providers treat as standard. The three-month exclusion period that some providers apply means your organisation carries liability for early termination costs during the opening phase of every employee agreement. For a scheme with 50 participating employees, that's a rolling financial exposure at any given time. Dedicated specialists recognise this as non-negotiable; providers for whom salary sacrifice is secondary are more likely to treat protection terms as variable.
Salary sacrifice car problems are significantly easier to resolve when employer protection is clearly defined and active from the start.
BiK and Compliance Expertise
Specialist providers carry deeper knowledge of how BiK rates interact with different employee salary bands and how to structure schemes that comply with HMRC's OpRA rules.
The benefit-in-kind implications of getting the scheme structure right extend beyond the BiK rate itself — they depend on the overall arrangement being set up and protected correctly from the outset. This expertise also translates into how scheme options are presented to employees, which directly affects uptake. The differences become clearer when comparing salary sacrifice with business leasing, a comparison that specialist providers can walk through rigorously because understanding both sides is central to their business.
What Specialisation Delivers in Practice
Lower monthly costs through market competition at the point of vehicle sourcing
No rolling liability gaps from exclusion periods across your participating employee base
Structurally compliant schemes from day one, reducing HMRC exposure
Higher employee uptake driven by better choice, clearer savings illustrations, and integrated charging
Key Takeaways
Multi-funder sourcing produces lower monthly costs than captive networks
Day-one protection eliminates rolling liability gaps across your employee base
Specialist providers have deeper BiK and OpRA compliance expertise
Specialisation improves employee uptake and long-term scheme performance
Select Car Leasing Alternatives Frequently Asked Questions
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No. Select's salary sacrifice range covers fully electric cars from any manufacturer plus plug-in hybrids, all new. Providers offering used EVs through salary sacrifice include The Electric Car Scheme, Octopus EV, Tusker and loveelectric. Correct as of 12 August 2026.
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Select does not publish a clear answer. Their salary sacrifice page states that the scheme can include protection cover and that it costs nothing, while their pricing note states that quoted monthly costs exclude early termination protection. Ask Select directly for the start date, the covered events, the cost and any excess, and ask for it in writing.
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Yes, on new cars. The Electric Car Grant is a government scheme run by the Office for Zero Emission Vehicles. Eligible new zero-emission cars with a recommended retail price of £37,000 or less fall into one of two bands: £3,750 off for Band 1 and £1,500 off for Band 2, based on how sustainably the car is manufactured.
Employees do not apply for it. Manufacturers apply for their models to be included and the discount is applied automatically to the vehicle price, before the salary sacrifice saving is calculated. The grant does not apply to used cars, and the list of eligible models changes as the Department for Transport processes applications.
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Employer protection is the contractual safeguard that prevents your organisation from being liable for early termination costs if an employee leaves the scheme before the end of the lease. Because the employer holds the lease, without protection the employer pays to end it early.
The key variables are when cover starts, which leaver events it includes, whether an excess applies, and whether there is a limit on how many vehicles can be returned early. Confirm all four before signing.
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It depends on the provider. The Electric Car Scheme offers new and used EVs, with used vehicles available in as little as 14 days. Octopus EV, Tusker and loveelectric also offer used vehicles through salary sacrifice. Select Car Leasing's salary sacrifice range is new only.
Used access broadens the price range available to employees and tends to improve uptake, particularly among employees who need a lower monthly cost to participate at all.
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Savings depend on salary, tax band and the vehicle chosen, and come from a combination of Income Tax relief, National Insurance relief and the 4% Benefit-in-Kind rate applying in 2026/27, rising to 5% in 2027/28, 7% in 2028/29 and 9% in 2029/30.
Those savings are set by HMRC and are the same whichever provider runs your scheme. What varies between providers is the underlying lease cost. When comparing quoted savings, check whether the figure accounts for Benefit-in-Kind across the full lease term rather than year one only.
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Salary sacrifice is available to employees paid through PAYE, subject to a minimum wage floor. Post-sacrifice pay must not fall below the National Living Wage, which is £12.71 per hour for workers aged 21 and over from April 2026. Lower-paid employees may not be eligible depending on the vehicle they choose, which is one reason used vehicle access affects how widely a scheme can be offered. The self-employed cannot participate.
Ready to Compare Your Options?
Select Car Leasing is an established leasing broker and Select Fleet Solutions gives employers a workable salary sacrifice scheme, particularly if you already lease through them. If your priorities are new electric cars and plug-in hybrids from a supplier who also handles your wider fleet, they are worth a quote.
If you need used EVs to open the scheme across salary bands, charging inside the salary sacrifice arrangement, employer protection terms published rather than requested, or employee-side cover for changes at home, a dedicated specialist will give you more.
Whichever way you go, do two things before you decide. Get like-for-like quotes on the same vehicle, term and mileage from everyone on your shortlist. And get the employer protection terms in writing.
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Last updated: 12/08/2026
Our lease pricing is based on data collected from The Electric Car Scheme quote tool. All final pricing is inclusive of VAT. All prices above are based on the following lease terms; 10,000 miles pa, 36 months, and are inclusive of Maintenance and Breakdown Cover. The Electric Car Scheme’s terms and conditions apply. All deals are subject to credit approval and availability. All deals are subject to excess mileage and damage charges. Prices are calculated based on the following tax saving assumptions; England & Wales, 40% tax rate. The above prices were calculated using a flat payment profile. The Electric Car Scheme Limited provides services for the administration of your salary sacrifice employee benefits. The Electric Car Scheme Holdings Limited is a member of the BVRLA (10608), is authorised and regulated by the FCA under FRN 968270, is an Appointed Representative of Marshall Management Services Ltd under FRN 667174, and is a credit broker and not a lender or insurance provider.
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