New Electric Car
Salary Sacrifice
Save up to 50% on any new electric car, paid from your salary before tax
The most tax-efficient way to drive electric
The lowest BiK rate available
New fully electric cars attract a Benefit-in-Kind rate of just 2% in 2025/26, the lowest of any vehicle type. Combined with paying from your gross salary before tax, that is what makes salary sacrifice savings of up to 50% possible. The more you earn, the more you save.
Your choice, not ours
There are no restricted lists or preferred models on The Electric Car Scheme. You choose from the UK's widest range of new electric cars, factory order exactly what you want, or select from in-stock deals if you need something sooner.
Everything included from day one
Insurance, maintenance, servicing and MOTs where applicable are all included in your monthly cost. No add-ons, no unexpected bills and no separate policies to manage. One predictable monthly amount.
Everything you need, in one monthly cost
Your all-inclusive monthly package covers everything you need to drive your new electric car.
Comprehensive insurance, underwritten by Aviva
MOTs where applicable
Complete Employer Protection from day one
Optional home charger installation through salary sacrifice
Routine maintenance and servicing
Tyre replacement and breakdown cover
The Charge Scheme: Salary sacrifice EV charging
How much could I save on a new electric car?
New fully electric cars attract the lowest BiK rate of any vehicle, which is a big part of what makes the savings so significant. Your monthly car payment comes out before tax, so the real cost is lower than most people expect.
Factory order or in stock, we’ve got you covered
Whichever route you choose, pricing comparisons show our prices can be up to 40% lower than other providers, before salary sacrifice savings are even applied. That's because we aggregate funding from the UK's leading lease providers rather than being tied to one.
Factory order
Choose any new electric car available in the UK, spec it exactly how you want it and order directly from the manufacturer. No restricted lists, no preferred models. Your dedicated team will manage the order from placement through to delivery.
Stock options
Want to drive sooner? We work with dealerships across the UK to source the best stock deals available right now. Near-immediate delivery, same all-inclusive package, and pricing that reflects our market-leading rates.
Frequently asked questions
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Salary sacrifice is an HMRC-approved arrangement where you pay for your car from your gross salary, before Income Tax and National Insurance. That means you could save up to 50% compared to leasing privately. Your employer sets up the scheme and we handle everything else.
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Fully electric cars attract a BiK rate of 4% in 2026/27. This is the lowest rate of any vehicle type and is a significant part of what makes savings of up to 50% possible through salary sacrifice.
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Yes. There are no restricted lists on The Electric Car Scheme. You can factory order any new electric car available in the UK or choose from in-stock deals for faster delivery. Our team will help you find the right vehicle for your budget and requirements.
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Factory order lead times vary by manufacturer, typically eight to sixteen weeks. If you need something sooner, in-stock deals are available for near-immediate delivery.
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You are protected. Complete Employer Protection means your employer is covered from early termination costs from day one, including redundancy, dismissal and long-term sickness, with no caps or limits. That protection extends to you as a driver.
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Yes. A home charge point and installation can be included as part of your salary sacrifice package, making home charging simpler and significantly cheaper than relying on public chargers alone.
From The Electric Car Scheme blog
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