The Electric Car Scheme vs Other EV Salary Sacrifice Schemes
Compare The Electric Car Scheme against other EV Salary Sacrifice Providers
Choosing a salary sacrifice or EV benefit route is a strategic decision. Pricing, vehicle availability, risk protection and operational simplicity all determine whether the scheme is accessible, scalable and cost-neutral for your workforce.
At a Glance: Key Differences Between The Electric Car Scheme and Other Providers
Vehicle choice: The Electric Car Scheme aggregates rates from across the UK leasing market and stocks hundreds of used EVs — most providers source from a single funder or tighter panel.
Pricing: The Electric Car Scheme's multi-funder pricing engine runs on every order, which routinely beats single-source providers.
Risk protection: The Electric Car Scheme includes Complete Employer Protection from day 1, no caps or excesses — most providers apply exclusion periods and annual caps.
Charging: The Electric Car Scheme salary-sacrifices home, workplace and public charging — many providers stop at home charging.
Tech and NI flexibility: Enterprise-grade SSO, API/SFTP integrations, dedicated CSM per employer, and explicit control over how employer NI savings are used.
The Strongest Prices for Employee Electric Cars
The Electric Car Scheme's multi-funder approach means every employee quote is tested against the market — rather than drawn from a single supplier's book. That consistently produces better prices, especially on used EVs.
The Electric Car Scheme
Electric and plug-in hybrids below 75g CO2/km
Hundreds of used EVs in stock at any time
Multi-funder leasing panel with live pricing
Other Providers
Typical providers source from a single funder or limited panel
Smaller used-EV availability
Fewer affordable options for basic-rate taxpayers
For larger organisations with a high proportion of employees in the basic-rate tax band, broader access to used and plug-in hybrid vehicles can make the scheme accessible to a significantly wider share of the workforce.
Risk and Early Termination Protection Comparison
92% of senior HR professionals believe salary sacrifice carries risk if an employee leaves while they still have a car.
The Electric Car Scheme's Complete Employer Protection
Complete Employer Protection from day 1
Covers redundancy, resignation (3 months+), dismissal, parental leave, long-term sickness, loss of licence and death
No excess, caps or exclusion periods
Other EV Salary Sacrifice Schemes's protection
Typical exclusion periods apply (often 3 months)
Monthly-rental excess and annual caps common
Gaps around employee non-payment of termination fees or damages
| Event | The Electric Car Scheme | |
|---|---|---|
| Resignation | Covered from 3 months, no excess or cap | |
| Redundancy | Covered from day 1, no excess or cap | |
| Dismissal | Covered, no excess or cap | |
| Parental leave | Covered, no excess or cap | |
| Long-term sickness | Covered, no excess or cap | |
| Loss of licence | Covered | |
| Death | Covered | |
| Employee non-payment | Covered — scheme absorbs loss | Often not covered |
Service, Technology and Portals Comparison
The Electric Car Scheme
Employer Portal: approvals, payroll reporting, live order tracking, sustainability
Employee Portal covering the full lease lifecycle and charging
API/SFTP/SSO integrations with major benefits and payroll platforms
Dedicated Customer Success Manager per employer
Other EV Salary Sacrifice Schemes
Online portals common but integration depth varies
Fewer providers support enterprise SSO/SFTP out of the box
Support models more self-serve for larger employers
Our technology is designed to minimise admin, remove manual uploads and double entry, and provide real-time visibility of uptake, savings and carbon impact.
Charging: EV Charging Salary Sacrifice Comparison
A personal lease doesn't include any tax-efficient charging package. The Electric Car Scheme bundles home, workplace and public charging into salsac.
The Electric Car Scheme
Salary-sacrifice home, workplace and public charging
20–50% savings on charging costs over the lease
Home charge-point install included in salary-sacrifice
Preferred tariffs (e.g. OVO Charge Anytime with free miles)
Up to £4,405 of charging value per employee across a typical lease
Other EV Salary Sacrifice Schemes
Home charging supported in most cases
Workplace and public charging rarely salary-sacrificed end-to-end
Tariff partnerships vary widely
Cost to Run and Employer NI Sharing
Most schemes can operate at no net cost to the employer. The Electric Car Scheme adds explicit flexibility over how employer NI savings are used — retain in full, reinvest into employee pricing, or split.
Many employers choose to share a large proportion of their employer National Insurance savings with employees to support affordability and maximise participation, while retaining a portion to fund wider people and climate initiatives.
Why choose The Electric Car Scheme over Other EV Salary Sacrifice Schemes?
30–40% effective saving vs an equivalent post-tax purchase or lease
Employer-funded day-one risk protection
Integrated, tax-efficient charging
Employer tech stack with payroll and benefits integration
Deep EV and PHEV choice, including used stock
If you'd like to see how The Electric Car Scheme compares with Other EV Salary Sacrifice Schemes for your workforce, we can build you a tailored side-by-side based on your company's demographics and vehicle mix. Book a call with our Salary Sacrifice Specialists here.
Be the Hero and Make Net Zero the Obvious Choice for your Team
Reward your employees, attract the best talent and drive your sustainability goals - all with one simple, cost-free benefit: The Electric Car Scheme.