The Electric Car Scheme vs
Fleet Evolution

Compare EV Salary Sacrifice Schemes from The Electric Car Scheme and Fleet Evolution

Choosing a salary sacrifice or EV benefit route is a strategic decision. Pricing, vehicle availability, risk protection and operational simplicity all determine whether the scheme is accessible, scalable and cost-neutral for your workforce.

At a Glance: Key Differences Between The Electric Car Scheme and Fleet Evolution

  • Vehicle choice: The Electric Car Scheme aggregates rates across the whole UK leasing market (including hundreds of used EVs); Fleet Evolution operates from a narrower panel with limited used EV access.

  • Risk protection: The Electric Car Scheme includes Complete Employer Protection from day 1 with no caps, excesses or exclusion periods; Fleet Evolution applies standard exclusion periods and monthly-rental excess.

  • Charging benefit: The Electric Car Scheme salary-sacrifices home, workplace and public charging; Fleet Evolution's charging offer is primarily limited to a home charge-point.

  • Technology and admin: The Electric Car Scheme offers a modern employer portal with SSO, API/SFTP integrations and a dedicated Customer Success Manager; Fleet Evolution's tooling is more traditional.

  • Employer NI flexibility: The Electric Car Scheme lets you retain up to 100% of employer NI savings, reinvest them into employee pricing, or split between them.

Four colleagues having a discussion around a laptop in an office conference room with large windows and city buildings outside.

The Strongest Prices for Employee Electric Cars

A man holding a young boy in front of a blue electric car with a charging cable connected, in a wooded outdoor setting.

The Electric Car Scheme's single pricing engine taps multiple funders on every quote, which regularly beats Fleet Evolution's tighter panel - particularly on in-stock used EVs where 30-40% savings vs new are common.

Vehicle Selection Comparison by Provider

The Electric Car Scheme

  • Electric and plug-in hybrids below 75g CO2/km

  • Hundreds of used EVs and hybrids in stock - often 30-40% cheaper than new

  • Wide selection via multiple leasing partners and in-life broker integrations

Fleet Evolution

  • EV, PHEV and ICE cars via a narrower funder panel

  • Limited used EV stock at scale

  • Fewer options for basic-rate taxpayers looking for sub-£300 net monthlies

For larger organisations with a high proportion of employees in the basic-rate tax band, broader access to used and plug-in hybrid vehicles can make the scheme accessible to a significantly wider share of the workforce.

Risk and Early Termination Protection Comparison

92% of senior HR professionals believe salary sacrifice carries risk if an employee leaves while they still have a car.The Electric Car Scheme’s: Complete Employer Protection

The Electric Car Scheme's Complete Employer Protection

  • Included as standard from day 1

  • Covers resignation (3 months+), redundancy, dismissal, parental leave, long-term sickness, loss of licence and death

  • No excess fees, caps, or annual limits

  • Covers scenarios where the employee doesn't pay termination fees or damage costs

How does Fleet Evolution’s early termination protection compare?

  • Exclusion periods apply (typically 3 months for most scenarios)

  • Up to one monthly rental may be charged as excess per claim

  • Annual caps on the number of returns

  • No cover where the employee refuses to pay early-termination fees

  • Creates unplanned financial exposure for larger employers with varied workforce profiles

EventThe Electric Car SchemeFleet Evolution
ResignationCovered from 3 months, no excess or capTypically 3-month exclusion; excess may apply
RedundancyCovered from day 1, no excess or capExclusion period and annual cap common
DismissalCovered, no excess or capOften partial or excluded
Parental leaveCovered, no excess or capOften excluded or time-limited
Long-term sicknessCovered, no excess or capOften time-limited
Loss of licenceCoveredVaries by provider
DeathCoveredCovered
Employee non-paymentCovered — scheme absorbs lossOften not covered

Service, Technology and Portals Comparison

The Electric Car Scheme

  • Employer Portal: approvals, payroll reporting, live order tracking, financial data, sustainability reporting

  • Employee Portal: browsing, quotes, insurance, charging, orders, lease management

  • Integrations with major benefits platforms and payroll providers (API, SFTP, SSO)

  • Dedicated Customer Success Manager per employer with launch support, webinars and comms

Fleet Evolution

  • Online portal and support services provided

  • Fewer employer-side integrations; scope differs

  • May not fully meet large-enterprise SSO/SFTP requirements out of the box

  • Additional procurement/security assessment may be required

Our technology is designed to minimise admin, remove manual uploads and double entry, and provide real-time visibility of uptake, savings and carbon impact.

Charging: EV Charging Salary Sacrifice Comparison

For many employees, charging is the largest ongoing cost of EV ownership. The Electric Car Scheme treats charging as part of the benefit rather than an afterthought.

The Electric Car Scheme

  • Salary-sacrifice home, workplace and public charging

  • Around 20–50% savings on charging costs over the life of the lease

  • Home charge-point installation bundled into the salary-sacrifice package

  • Access to preferred tariffs (including OVO Charge Anytime with free miles)

  • Combined, the charging package can deliver up to £4,405 of value per employee over a typical lease term

Fleet Evolution

  • Home charge-point available as an optional bolt-on

  • No comprehensive salary-sacrifice model for workplace or public charging

  • Limited tariff bundling compared to The Electric Car Scheme

Cost to Run and Employer NI Sharing

Both schemes can operate at no net cost to the employer. The Electric Car Scheme adds flexibility over how employer NI savings are used — either retained in full, reinvested into employee pricing, or split.

Many employers choose to share a large proportion of their employer National Insurance savings with employees to support affordability and maximise participation, while retaining a portion to fund wider people and climate initiatives.

Why Choose The Electric Car Scheme Over Fleet Evolution?

  • Broader vehicle availability — electric, plug-in hybrid and an extensive used-EV range

  • Market-based pricing across the wider leasing landscape

  • Employer protection as standard — no caps, no excess, day-one cover

  • Salary-sacrifice charging for home, workplace and public

  • Technology designed to reduce HR and payroll admin burden

  • No-net-cost operation with flexible NI savings application

If you'd like to see how The Electric Car Scheme compares with Fleet Evolution for your workforce, we can build you a tailored side-by-side based on your company's demographics and vehicle mix. Book a call with our Salary Sacrifice Specialists here.

Be the Hero and Make Net Zero the Obvious Choice for your Team

Reward your employees, attract the best talent and drive your sustainability goals - all with one simple, cost-free benefit: The Electric Car Scheme.