The Electric Car Scheme vs
Fleet Alliance

Compare EV Salary Sacrifice Schemes from The Electric Car Scheme and Fleet Alliance

Choosing a salary sacrifice or EV benefit route is a strategic decision. Pricing, vehicle availability, risk protection and operational simplicity all determine whether the scheme is accessible, scalable and cost-neutral for your workforce.

At a Glance: Key Differences Between The Electric Car Scheme and Fleet Alliance

  • Specialism: The Electric Car Scheme is a specialist EV salary-sacrifice provider; Fleet Alliance is a broad fleet broker where salsac is one of many services.

  • Vehicle choice: The Electric Car Scheme targets sub-75g CO2 electric and PHEV with deep used-EV inventory; Fleet Alliance covers all fuel types.

  • Risk protection: The Electric Car Scheme includes Complete Employer Protection from day 1, no caps or excesses; Fleet Alliance-arranged protection has typical broker-style exclusions.

  • Charging: The Electric Car Scheme salary-sacrifices home, workplace and public charging; Fleet Alliance does not offer this as a standard package.

  • Admin: The Electric Car Scheme's portal and integrations remove payroll double-entry; broker-run schemes tend to lean on more manual workflows.

Four colleagues having a discussion around a laptop in an office conference room with large windows and city buildings outside.

The Strongest Prices for Employee Electric Cars

A man holding a young boy in front of a blue electric car with a charging cable connected, in a wooded outdoor setting.

As a specialist, The Electric Car Scheme runs its multi-funder engine on every order. Fleet Alliance arranges leases through its funder panel too, but without the salsac-tuned pricing engine and employee-facing experience.

The Electric Car Scheme

  • Electric and plug-in hybrids below 75g CO2/km

  • Hundreds of used EVs in stock at any time

  • Multi-funder leasing panel

Fleet Alliance

  • Full multi-fuel vehicle range (ICE, EV, PHEV)

  • Funder panel primarily optimised for commercial fleet, not salsac

  • Less used-EV depth for salsac use cases

For larger organisations with a high proportion of employees in the basic-rate tax band, broader access to used and plug-in hybrid vehicles can make the scheme accessible to a significantly wider share of the workforce.

Risk and Early Termination Protection Comparison

92% of senior HR professionals believe salary sacrifice carries risk if an employee leaves while they still have a car.

The Electric Car Scheme's Complete Employer Protection

  • Included as standard from day 1

  • Covers resignation (3 months+), redundancy, dismissal, parental leave, long-term sickness, loss of licence and death

  • No excess fees, caps or annual limits

  • Cover continues even if the employee doesn't pay termination fees or damage costs

How does Fleet Alliance’s early termination protection compare?

  • Often sold separately as an insurance product — not included as standard

  • Exclusion periods and caps typical of underwritten broker protection

  • Liability for shortfalls sometimes sits with the employer

  • Claim processes can be less predictable than a fully operated scheme

EventThe Electric Car SchemeFleet Alliance
ResignationCovered from 3 months, no excess or capTypically 3-month exclusion; excess may apply
RedundancyCovered from day 1, no excess or capExclusion period and annual cap common
DismissalCovered, no excess or capOften partial or excluded
Parental leaveCovered, no excess or capOften excluded or time-limited
Long-term sicknessCovered, no excess or capOften time-limited
Loss of licenceCoveredVaries by provider
DeathCoveredCovered
Employee non-paymentCovered — scheme absorbs lossOften not covered

Service, Technology and Portals Comparison

The Electric Car Scheme

  • Salsac-native Employer Portal: approvals, payroll reporting, live order tracking, sustainability reporting

  • Employee Portal with quotes, insurance, charging, orders and lease management

  • API/SFTP/SSO integrations into benefits and payroll platforms

  • Dedicated Customer Success Manager per employer

Fleet Alliance

  • Fleet management portal oriented to commercial fleet operators

  • Salsac workflows can require manual exports and uploads

  • Integrations with benefits platforms less standardised

Our technology is designed to minimise admin, remove manual uploads and double entry, and provide real-time visibility of uptake, savings and carbon impact.

Charging: EV Charging Salary Sacrifice Comparison

The Electric Car Scheme treats charging as part of the benefit — Fleet Alliance does not offer a comprehensive salsac charging package.

The Electric Car Scheme

  • Salary-sacrifice home, workplace and public charging

  • 20–50% savings on charging costs over the lease

  • Home charge-point install included in salary-sacrifice

  • Preferred tariffs (e.g. OVO Charge Anytime with free miles)

  • Up to £4,405 of charging value per employee across a typical lease

Fleet Alliance

  • Charge-point installation sometimes arranged separately

  • No end-to-end salary-sacrifice of public or workplace charging

  • Charging considered outside core fleet proposition

Cost to Run and Employer NI Sharing

Both schemes can operate at no net cost to the employer. The Electric Car Scheme gives employers explicit control over how employer NI savings are used — retain in full, reinvest into pricing, or split.

Many employers choose to share a large proportion of their employer National Insurance savings with employees to support affordability and maximise participation, while retaining a portion to fund wider people and climate initiatives.

Why Choose The Electric Car Scheme Over Fleet Alliance?

  • Specialist salsac focus over generalist fleet brokerage

  • Deep used-EV inventory for inclusive pricing

  • Unconditional, day-one employer protection

  • Full salary-sacrifice charging

  • Admin-minimising modern technology

  • Explicit NI savings control

If you'd like to see how The Electric Car Scheme compares with Fleet Alliance for your workforce, we can build you a tailored side-by-side based on your company's demographics and vehicle mix. Book a call with our Salary Sacrifice Specialists here.

Be the Hero and Make Net Zero the Obvious Choice for your Team

Reward your employees, attract the best talent and drive your sustainability goals - all with one simple, cost-free benefit: The Electric Car Scheme.