The Electric Car Scheme vs
EZOO
Compare EV Salary Sacrifice Schemes from The Electric Car Scheme and EZOO
Choosing a salary sacrifice or EV benefit route is a strategic decision. Pricing, vehicle availability, risk protection and operational simplicity all determine whether the scheme is accessible, scalable and cost-neutral for your workforce.
At a Glance: Key Differences Between The Electric Car Scheme and EZOO
Vehicle choice: The Electric Car Scheme aggregates across the whole UK market including PHEVs and hundreds of used EVs; EZOO is electric-only with a smaller pool.
Pricing: The Electric Car Scheme quotes across multiple funders for every order; EZOO works from a narrower single-source inventory.
Risk protection: The Electric Car Scheme includes Complete Employer Protection from day 1 with no caps or excesses; EZOO applies exclusion periods and limits.
Charging benefit: The Electric Car Scheme salary-sacrifices home, workplace and public charging; EZOO's charging proposition is more limited.
Technology and enterprise readiness: The Electric Car Scheme offers SSO, API/SFTP, dedicated CSM; EZOO is geared to smaller-company self-serve setups.
The Strongest Prices for Employee Electric Cars
The Electric Car Scheme's multi-funder pricing typically outperforms EZOO's single-source inventory, especially on used stock and for larger fleets with mixed vehicle needs.Vehicle Selection Comparison by Provider
The Electric Car Scheme
Electric and plug-in hybrids below 75g CO2/km
Hundreds of used EVs in stock — often 30–40% cheaper than new
Selection across multiple leasing partners
EZOO
Electric-only inventory
No plug-in hybrid route for employees who need range flexibility
Smaller used-EV pool
For larger organisations with a high proportion of employees in the basic-rate tax band, broader access to used and plug-in hybrid vehicles can make the scheme accessible to a significantly wider share of the workforce.
Risk and Early Termination Protection Comparison
92% of senior HR professionals believe salary sacrifice carries risk if an employee leaves while they still have a car.
The Electric Car Scheme's Complete Employer Protection
Included as standard from day 1
Covers resignation (3 months+), redundancy, dismissal, parental leave, long-term sickness, loss of licence and death
No excess fees, caps or annual limits
Cover continues even if the employee doesn't pay termination fees or damage costs
How does EZOO’s early termination protection compare?
Typical exclusion periods apply — especially redundancy
Annual caps can apply at a fleet level (e.g. capped number of returns per year)
Gaps in cover around employee non-payment of damage or termination fees
Exposure scales with workforce size
| Event | The Electric Car Scheme | EZOO |
|---|---|---|
| Resignation | Covered from 3 months, no excess or cap | Typically 3-month exclusion; excess may apply |
| Redundancy | Covered from day 1, no excess or cap | Exclusion period and annual cap common |
| Dismissal | Covered, no excess or cap | Often partial or excluded |
| Parental leave | Covered, no excess or cap | Often excluded or time-limited |
| Long-term sickness | Covered, no excess or cap | Often time-limited |
| Loss of licence | Covered | Varies by provider |
| Death | Covered | Covered |
| Employee non-payment | Covered — scheme absorbs loss | Often not covered |
Service, Technology and Portals Comparison
The Electric Car Scheme
Employer Portal with full approval, reporting and sustainability tooling
API/SFTP/SSO integrations with major benefits platforms and payroll providers
Dedicated Customer Success Manager per employer
Launch support, webinars and employee comms included
EZOO
Lightweight self-serve portal
Fewer enterprise-grade integrations
Less hands-on support model for larger employers
Our technology is designed to minimise admin, remove manual uploads and double entry, and provide real-time visibility of uptake, savings and carbon impact.
Charging: EV Charging Salary Sacrifice Comparison
For many employees, charging is the largest ongoing cost of EV ownership. The Electric Car Scheme treats charging as part of the benefit rather than an afterthought.
The Electric Car Scheme
Salary-sacrifice home, workplace and public charging
20–50% savings on charging costs over the lease
Home charge-point install included in salary-sacrifice
Preferred tariffs (e.g. OVO Charge Anytime with free miles)
Up to £4,405 of charging value per employee across a typical lease
EZOO
Home charging available as a bolt-on
Workplace and public charging not salary-sacrificed end-to-end
Tariff partnerships narrower
Cost to Run and Employer NI Sharing
Both schemes can operate at no net cost to the employer. The Electric Car Scheme gives employers explicit control over how employer NI savings are used — retain in full, reinvest into pricing, or split.
Many employers choose to share a large proportion of their employer National Insurance savings with employees to support affordability and maximise participation, while retaining a portion to fund wider people and climate initiatives.
Why Choose The Electric Car Scheme Over EZOO?
Broader vehicle availability — new, used and plug-in hybrid
Multi-funder pricing for genuinely competitive monthly costs
Unconditional, day-one employer protection
Full charging salary-sacrifice across home, workplace and public
Enterprise-ready technology and dedicated CSM
Flexible employer NI treatment
If you'd like to see how The Electric Car Scheme compares with EZOO for your workforce, we can build you a tailored side-by-side based on your company's demographics and vehicle mix. Book a call with our Salary Sacrifice Specialists here.
Be the Hero and Make Net Zero the Obvious Choice for your Team
Reward your employees, attract the best talent and drive your sustainability goals - all with one simple, cost-free benefit: The Electric Car Scheme.