About the Volvo XC40 Electric Estate
The Volvo XC40 Electric is a compact premium SUV that suits families and commuters wanting safety, quality and easy everyday usability. Scandinavian design, a comfortable cabin and Volvo's strong safety credentials make it a reassuring all-rounder for city and motorway driving. Salary sacrifice lets you fund it from gross pay, reducing income tax and National Insurance so you drive it for less.
What’s Included With Our
Salary Sacrifice Scheme?
Everything you need to run your electric car is available in one monthly payment. Add maintenance, breakdown cover, comprehensive insurance, and a home charge point to your salary sacrifice package and get the full tax savings on each.
Maintenance
All routine maintenance on your electric car is covered.
Servicing & MOT
Annual service and MOT included. We'll arrange the booking; you just drive.
Tyre Replacement
Fair wear-and-tear tyre replacements included as standard.
Breakdown Cover
24/7 UK-wide breakdown assistance from day one.
Insurance
Fully comprehensive cover from Aviva, at a fixed monthly price.
Road Tax & Delivery
Vehicle Excise Duty and door-to-door delivery are both included in the price.
Salary Sacrifice Worked Examples for a Volvo XC40 Electric Estate
| Salary sacrifice — basic rate | ~£40,000 salary (20% IT · 8% NI) |
|---|---|
| Gross monthly sacrifice (inc VAT) | £1,115 |
| Income Tax saving | -£223 |
| National Insurance saving | -£89 |
| Benefit-in-Kind (4%) | +£31 |
| Net monthly cost | £834 |
| Saving vs personal lease | ~25% |
| Salary sacrifice — higher rate | ~£80,000 salary (40% IT · 2% NI) |
|---|---|
| Gross monthly sacrifice (inc VAT) | £1,115 |
| Income Tax saving | -£446 |
| National Insurance saving | -£22 |
| Benefit-in-Kind (4%) | +£62 |
| Net monthly cost | £709 |
| Saving vs personal lease | ~36% |
Volvo XC40 Electric Estate - specifications
Body type: SUV / estate · 5 doors · 5 seats | Battery: 69 kWh (66 usable) | Power: 175 kW (238 hp) | WLTP range: ~290 miles | 0–62 mph: 7.3 s · Top speed: 112 mph | Boot: 419 litres (+31 L front) | Trim (as quoted): 175kW Recharge Core 69kWh 5dr Auto
Activate Your Salary Sacrifice Scheme
I’m An Employer
Launch our salary sacrifice scheme with confidence knowing you're getting the best prices, first-rate protection, and a trusted 5* service for you and your team.
I’m An Employee
Salary sacrifice allows you to save between 20-50% on any electric car of your choice. Now is the time to start your personal journey to Net Zero.